Profitability Determinants of Banks in Emerging Economies: t

发布时间：2022-01-23 08:51

　　要使经济运行和发展,必须具备一个运转良好且具有韧性的金融部门。持续的业绩可确保金融部门的稳定,从而对经济增长产生积极影响。强大的银行体系是健全的金融体系的核心,它不仅可以抵御冲击和危机,而且对于此后经济的加速复苏至关重要。当前时代,充满活力的商业环境要求金融机构能够成为获得利润的企业,以确保其增长、偿付能力和竞争力。因此,银行盈利能力的决定因素一直引起管理层尤其是利益相关者的关注。金融机构的特质和知识密集性要求它们依赖于一系列无形和有形的资源,这是研究银行绩效的决定因素。论文以巴基斯坦的银行为例,研究了新兴经济体银行盈利能力的决定因素。本文分析了银行关键因素、行业关键因素和国家关键因素对巴基斯坦银行盈利能力的影响。此外,还探讨了公司治理和银行董事的政治联系对盈利能力的影响。在承认基于知识的治理是现代的重要资源的前提下,本论文还研究了智力资本绩效对盈利能力和生产率的影响。本论文采用两步广义矩估计（GMM）,该估计可生成可靠且经过校正的推断、并解决内生性、未观察到的异质性和性能持久性的问题。此外,固定效应和GMM回归用于本论文中的其他分析。这项研究的经验结果表明,资产与获利能力之间呈倒U型... 

【文章来源】：江苏大学江苏省

【文章页数】：189 页

【学位级别】：博士

【文章目录】：
摘要
Abstract
List of Abbreviations
Chapter 1 Introduction
    1.1 Background and Problem Statement of the Study
    1.2 Review of Pakistani Financial Sector(PFS)
    1.3 Significance of the Study
        1.3.1 Theoretical Significance
        1.3.2 Practical Significance
    1.4 Objectives and Research Questions
        1.4.1 Aims and Objective of the Study
        1.4.2 Research Questions
    1.5 Innovation and Structure of the Study
        1.5.1 Innovation of the Study
        1.5.2 Structure of the Study
Chapter 2 Literature Review
    2.1 Studies Using Profitability as Performance Indicator of Banks
    2.2 Bank-Specific,Industry-Specific,Country-Specific Variables and Banks Profitability
    2.3 Corporate Governance and Banks Profitability
    2.4 Intellectual Capital and Banks Profitability
        2.4.1 IC Definition
        2.4.2 IC Measurement
        2.4.3 IC and Profitability of Financial Institutions
        2.4.4 GMM Application in IC Studies
    2.5 Banks Profitability Studies in Pakistan
Chapter 3 Variables Selection and Hypotheses Development
    3.1 Dependent Variables
    3.2 Independent Variables and Hypotheses Development
        3.2.1 Bank-Specific Variables
        3.2.2 Industry-Specific Variables
        3.2.3 Country-Specific Variables
        3.2.4 Corporate Governance Characteristics
        3.2.5 Intellectual Capital
    3.3 Conceptual Framework of the Study
    3.4 Variables Summary and Measurement
Chapter 4 Data Description and Methodology of the Research
    4.1 Research Approach and Design
    4.2 Sample and Data
    4.3 Analysis Approach and Methodology
        4.3.1 Unit Root
        4.3.2 Multicollinearity
        4.3.3 Econometric Methodology
        4.3.4 Econometric Specification
Chapter 5 Impact of Banks-Specific,Industry-Specific,and Country-Specific Variables on Banks Profitability
    5.1 Introduction
    5.2 Model of the Chapter
    5.3 Pre-Estimation Tests
    5.4 Descriptive Statistics
    5.5 Findings
        5.5.1 Impact of Bank-Specific Variables(BSV)on Profitability
        5.5.2 Impact of Industry-Specific Variables(ISV)on Profitability
        5.5.3 Impact of Country-Specific Variables(CSV)on Profitability
    5.6 Summary
Chapter 6 Impact of Corporate Governance and Political Connections on Banks Profitability
    6.1 Introduction
    6.2 Model of the Study
    6.3 Pre-Estimation Tests
    6.4 Descriptive Statistics
    6.5 Findings
        6.5.1 Board Findings
        6.5.2 Audit Committee Findings
        6.5.3 Political Connections of Directors and Banks Profitability
        6.5.4 Interaction Effect of Politically Connected Directors
    6.6 Summary
Chapter 7 Impact of Intellectual Capital on Banks Profitability
    7.1 Introduction
    7.2 IC Performance of Pakistani Banking Industry
        7.2.1 Comparison of VAIC and Components
        7.2.2 VAIC Ranking and Performance of Each Bank
    7.3 Model of the Study
    7.4 Pre-Estimation Tests
    7.5 Descriptive Statistics
    7.6 Findings
    7.7 Summary
Chapter 8 Impact of Intellectual Capital on Profitability and Productivity of Financial Institutions
    8.1 Introduction
    8.2 Model of the Study
    8.3 Pre-Estimation Test
    8.4 Descriptive Statistics
    8.5 IC Findings
    8.6 Additional Robust Check
    8.7 Summary
Chapter 9 Conclusions
    9.1 Results of the Study
        9.1.1 Bank-Specific,Industry-Specific,Country-Specific Variables,and Profitability
        9.1.2 Corporate Governance,Political Connections,and Profitability
        9.1.3 Intellectual Capital and Profitability
    9.2 Policy Implications and Suggestions
    9.3 Limitations and Future Research Directions
References
Foundation Fund
Acknowledgement
List of Publications



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