当前位置:主页 > 法律论文 > 经济法论文 >

中国与欧盟电子支付条例的比较研究—机遇与发展

发布时间:2024-01-21 14:50
  电子商务已经成为B2B和B2C领域的新疆域,且由于商业交互的持续数字化,近年来在全球范围内取得了巨大的增长。从亚马逊,阿里巴巴,淘宝等大型电子商务平台的业务的急速增长和市场份额的持续扩大,尤为显著可见电子商务的快速发展。推动这种增长的关键在于在线金融服务的提供,它允许消费者轻松支付商品和服务费用,并与现有支付系统轻松对接。鉴于这些在线支付服务提供商迅速崛起,如支付宝,财付通和银联在线支付,为监管机构维护公众对这些行业的信任,同时不遏制行业增长提出了挑战。电子商务和电子支付业务的类似增长促成了关于支付服务(PSD2)指令的制定,旨在促进电子支付业务的增长,同时保护使用这些服务的消费者和企业的利益并防止使用这些服务沦为不发分子的洗钱工具。本论文的目的是解决三个核心议题。首先,详细分析欧洲和中国在电子支付服务方面的法律法规,以勾画他们在监管手段和市场条件。特别探讨的是,支付服务的新指令将根据其在中国的适用性进行评估。其次,讨论了中国网络安全法规领域的新发展及其对电子支付服务业务的影响。新的网络安全法规概述了如何确保对中国内部收集的数据进行更强的访问控制,以解决在全球化程度更高的环境下执法有时...

【文章页数】:76 页

【学位级别】:硕士

【文章目录】:
Acknowledgements 摘要 ABSTRACT PREFACE ABBREVIATIONS CHAPTER 1 OVERVIEW OF THE MARKET AND REGULATORY ENVIRONMENTOF E-PAYMENT IN CHINA AND EUROPE
1.1 THE FOUNDATION FOR GROWTH IN THE E-PAYMENT SECTOR-THE RISE OF E-COMMERCEIN CHINA
1.2 E-COMMERCE REGULATIONS IN CHINA
1.3 THE DEVELOPMENT OF ELECTRONIC PAYMENT METHODS IN CHINA
1.4 PAYMENT SYSTEM INFRASTRUCTURE IN CHINA
    1.4.1 China UnionPay-an overview
    1.4.2 E-Payment Industry in China
1.5 THE DEVELOPMENT OF ELECTRONIC PAYMENT METHODS IN EUROPE
1.6 CHINA'S NEW CYBERSECURITY LAW CHAPTER 2 E-PAYMENT REGULATIONS IN CHINA AND EU-A COMPARATIVEANALYSIS
2.1 E-PAYMENT REGULATIONS IN CHINA
    2.1.1 Electronic Payment Guidelines
2.2 EUROPEAN E-PAYMENT REGULATIONS
    2.2.1 Payment Services Directive
    2.2.2 Payment Service Directive 2 (PSD2)
2.3 COMPARISON BETWEEN THE E-PAYMENT REGULATIONS IN CHINA AND THE EU CHAPTER 3 CASE STUDY:3RD PARTY PAYMENT REGULATIONS IN CHINA-NEW TRENDS AND INSIGHTS FOR EU
3.1 REGULATIONS FOR 3RD PARTY PAYMENT SERVICES
    3.1.1 New Regulations for 3rd party internet payment service providers
    3.1.2 Client identification systems
    3.1.3 Identifying clients-payment service provider undertakings
    3.1.4 Daily transaction limits-assessment and outlook
3.2 CHALLENGES FOR INTERNET 3RD PARTY PAYMENT PROVIDERS-AN OVERVIEW
    3.2.1 Role of the market
3.3 CHINA'S CHOICE IN THE REGULATORY APPROACH OF INTERNET THIRD PARTY PAYMENT
    3.3.1 Legal definition of Internet third party payment CHAPTER 4 DISCUSSION AND OUTLOOK ABOUT THE REGULATORYAPPROACHES TO E-COMMERCE AND E-PAYMENTS IN CHINA AND THEEUROPEAN UNION CHAPTER 5 CONCLUSIONS REFERENCES



本文编号:3882194

资料下载
论文发表

本文链接:https://www.wllwen.com/falvlunwen/jingjifalunwen/3882194.html


Copyright(c)文论论文网All Rights Reserved | 网站地图

版权申明:资料由用户db329***提供,本站仅收录摘要或目录,作者需要删除请E-mail邮箱[email protected]